Page 31 - Turkinsurance Digital Magazine

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Coverage-based distribution of life insurance premiums (excluding savings premiums)
Coverage-based distribution of life insurance premiums (excluding savings premiums)
in the first half of 2025 (TL)
in the first half of 2025 (TL)
Medical Expenses 40.278.689
Other Coverages 231.741.747
-3.903.871.168 Other*
Critical Illness 1.069.733.945
Unemployment / Temporary Incapacity / Daily Hospital Benefit 4.820.077.320
Survival 11.661.168.529
Disability 5.633.913.731
Death 22.536.410.975

Of the death benefit premiums, 3.2 billion TL comes from annu- In the first half of 2025, total premium production under debt
al non-loan life insurance policies, and 6 billion TL comes from payment insurance reached 14.7 billion TL. Among debt pay-
annual life insurance policies within the scope of loans; 3.26 bil- ment insurance coverages, credit payment protection accounted
lion TL comes from long-term non-loan life insurance policies, for 11.8 billion TL in premium production, while credit card
and 6.1 billion TL comes from long-term life insurance policies payment protection reached a volume of 1.1 billion TL. In-
within the scope of loans. Life insurance premiums include 1.4 come protection premium production rose to 35.4 million TL,
billion TL from savings-type policies, 3.5 million TL from sur- and premiums for other coverages amounted to 1.7 billion TL.
vival-benefit policies, 18.4 billion TL from mixed policies, 55.6
million TL from income insurance policies, and 50 million TL 11.2 billion TL in net claims paid in life insurance in the first
from other types of policies. half of 2025

5.6 billion TL of life insurance premiums came from disabil- According to Insurance Association of Türkiye (TSB) data, a
ity coverage total of 11.2 billion TL in net claims was paid in life insurance
in the first half of 2025. In the first half of 2024, this figure had
A total of 5.6 billion TL of life insurance premiums came from been 5.9 billion TL.
disability coverage. Of this disability coverage, 882.2 million
TL came from annual non-loan life insurance policies, 902.1 Outstanding claims reached 5.2 billion TL
million TL came from annual life insurance policies within the
scope of loans, 1.1 billion TL came from long-term non-loan Looking at the accrued outstanding claims for the first half of
life insurance policies, 1.4 billion TL came from long-term life 2025, we see that net outstanding claims reached 5.2 billion
insurance policies within the scope of loans, 299.2 million TL TL. Net outstanding claims for death benefits amounted to 4.3
came from savings-type policies, 956.6 million TL came from billion TL, while net outstanding claims for disability benefits
mixed policies, and 8.1 million TL came from other types of totaled 209.3 million TL. Other outstanding claims in the first
insurance. half of 2025 were recorded as follows: 26.6 million TL under
critical illness coverage, 61.2 million TL under unemployment
14.7 billion TL in premium production in debt payment in- coverage, 11.1 million TL under temporary incapacity coverage,
surance and 331.9 million TL under maturity benefit coverage.

Net claims paid in life insurance in the first half of 2025 (TL)
Medical Expenses Benefit 372.860
Other 21.289.646
Daily Hospital Benefit 4.733.236
Temporary Incapacity 4.459.753
Cancellation 331.983
Critical Illness 59.252.950
Disability Benefits 68.520.623
Annuity 80.731.982
Unemployment 300.537.562
Maturity 777.432.129
Death Benefits 2.731.963.921
Surrender 7.197.635.438