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28 pension outlook











                               Number of BES Participants by Company (Q1 2025)


               Türkiye Hayat ve Emeklilik A.Ş.                                                         2.542.333
                Anadolu Hayat Emeklilik A.Ş.                                   1.589.503
               Garanti Emeklilik ve Hayat A.Ş.                                1.534.468
               Allianz Yaşam ve Emeklilik A.Ş.                        1.231.236
               AgeSA Hayat ve Emeklilik A.Ş.                     1.005.426
               Katılım Emeklilik ve Hayat A.Ş.        569.199
               Metlife Emeklilik ve Hayat A.Ş.  309.293
                  NN Hayat ve Emeklilik A.Ş.  253.695
             BNP Paribas Cardif Emeklilik A.Ş.  201.196
              HDI Fiba Emeklilik ve Hayat A.Ş.  128.365
               Allianz Hayat ve Emeklilik A.Ş.  93.254
              Bereket Emeklilik ve Hayat A.Ş.  89.732
                 Axa Hayat ve Emeklilik A.Ş.  64.876
       QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş.  46.434
             Viennalife Emeklilik ve Hayat A.Ş.  33.357



     at 362,000, while the state contribution fund amount in BES  2.542 million, accounting for 26.23% of the sector’s total par-
     reached 150 billion 754 million TRY. In addition, the number  ticipants. Anadolu Hayat ve Emeklilik ranked second with 1.589
     of OKS employers was recorded at 267,000, and the OKS state  million participants and a 16.40% market share, while Garanti
     contribution fund amount was 5 billion 736 million TRY.  Emeklilik ve Hayat followed in third place with 1.534 million
                                                              participants and a 15.83% market share.
     “In the First Quarter, Türkiye Hayat ve Emeklilik Ranked First
     in  OKS  with  2.532  Million  Participants  and  a  Fund  Size  of  In  the  first  quarter,  Türkiye  Hayat  ve  Emeklilik  was  also  the
     41.132 Billion TRY”                                      company with the highest number of participants enrolled
                                                              through  automatic  enrollment  (OKS),  reaching  2.532  million
     At the end of the first quarter of 2025, Türkiye Hayat ve Eme-  participants and a market share of 25.77%. Garanti Emekli-
     klilik continued to maintain its leading position in terms of to-  lik ve Hayat ranked second with 1.818 million participants and
     tal number of BES participants, as in previous periods. During  an 18.51% share, while Anadolu Hayat Emeklilik remained in
     this period, the company’s total number of participants reached  third place with 1.523 million participants and a 15.50% share.







                                Şirket bazında OKS katılımcı sayısı (2025 I. çeyrek)
                            Number of OKS Participants by Company (Q1 2025)
                 Türkiye Hayat ve Emeklilik A.Ş.                                                     2.532.362
                Garanti Emeklilik ve Hayat A.Ş.                                    1.818.771
                  Anadolu Hayat Emeklilik A.Ş.                               1.523.384
                 AgeSA Hayat ve Emeklilik A.Ş.                     1.127.317
                Allianz Yaşam ve Emeklilik A.Ş.                 1.079.715
                 Katılım Emeklilik ve Hayat A.Ş.  390.449
                 Metlife Emeklilik ve Hayat A.Ş.  367.091
                HDI Fiba Emeklilik ve Hayat A.Ş.  350.064
               BNP Paribas Cardif Emeklilik A.Ş.  299.296
                   Axa Hayat ve Emeklilik A.Ş.  159.747
         QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş.  147.391
                Bereket Emeklilik ve Hayat A.Ş.  30.292
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