Page 24 - Turkinsurance Digital Magazine
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24 insurance outlook









                          Technical profit and profit/loss ratios in the life branch over the years
                     Technical profit and profit/loss ratios in the life branch over the years (million TL)
                                                       (million TL)

                                                                                           20,0%



                                                          21,3%
                                                                                           14.430
                         18,9%
                                                          7.608
                         3.930


                        2023  Q2                         2024  Q2                         2025  Q2
                                 Life branch technical profit (million TL)  Technical profit/loss ratio (%)




          in the air vehicles branch, 1 billion TL in the water vehicles  the air vehicles liability branch 3.3 million TL, the general
          branch, 691.2 million TL in the transportation branch, 4.6  liability branch 959.1 million TL, the credit branch 120 mil-
          billion TL in the fire and natural disasters branch In the gen-  lion TL, the surety branch 370.7 million TL, and the financial
          eral losses branch, 3.8 billion TL in claims were paid. Addi-  losses branch 194 million TL in claims paid.
          tionally, the motor liability branch reported 65.7 billion TL,



                    Technical profit and loss figures in the pension branch over the years (million TL)
                       Technical profit and loss figures in the pension branch over the years (million TL)


           2025 Q2                                                                                       810,8



           2024 Q2                                                                                          835,6



           2023 Q2                                                          536,5


                   0         100       200       300        400       500        600       700       800        900






                                                                        Technical profit and loss figures observed in selected branches by period (TL)



                       ACCIDENT     MOTOR VEHICLES    GENERAL DAMAGES   MOTOR THIRD-PARTY   TRANSPORTATION  FIRE AND NATURAL   HEALTH INSURANCE  LEGAL PROTECTION    FINANCIAL   AIRCRAFT LIABILITY  SURETY       CREDIT        GENERAL
                                                                             LIABILITY                          DISASTERS                                             LOSSES                                                    LIABILITY

      2021 Q2         657.571.643     1.157.763.141      572.172.114       -290.970.678      239.695.484       669.601.621       1.138.640.715      109.988.141      14.023.919      9.240.235      19.905.483   19.590.103   -164.542.839

      2022 Q2         917.374.256     502.965.055        639.985.480      -5.461.350.727     504.015.003       942.809.905       994.753.473        173.721.697      6.912.219       13.315.911     32.554.503   23.657.353    737.253.467


      2023 Q2        2.123.258.060  15.334.916.3    15  2.246.792.955     -4.903.620.604     626.902.554      1.009.709.311      4.998.881.860      465.105.702     179.642.491      -1.626.190    168.651.397   88.896.494    713.246.288

      2024 Q2        4.760.760.543   14.891.473.840     4.826.599.209     -7.009.094.168     1.552.424.011    8.792.250.673      7.293.470.683     1.030.698.263    271.530.300      64.169.387    158.734.001   -5.386.654    964.772.482

      2025 Q2        7.128.820.042   15.587.596.516     5.301.626.978     -2.908.018.481     1.839.031.671    15.149.069.674    18.052.937.880     4.027.068.588    820.148.356     -18.507.091    -105.727.953  -190.233.343  -611.480.729
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