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     The Balance of Experience at



     AXA Partners: Digitalization and




     the Essential Human Touch




     Hikmet Nakilcioğlu – Sales & Marketing
     Director, AXA Partners Türkiye

                                                                               Policyholders can track the
                                                                             location of the dispatched tow
                                                                            truck in real time on a map and
                                                                            view the estimated arrival time.




                                                                          At the core of this transformation lies speed; how-
                                                                          ever, for us, speed alone is not sufficient. It must
                                                                          be balanced with quality and sustainable value cre-
                                                                          ation. Because long-term success is only possible
                                                                          through a strong experience and the establishment
                                                                          of trust.

                                                                          What does this transformation mean from
                                                                          a sales and marketing perspective?

                                                                          Customer   expectations  have  fundamentally
                                                                          changed. Speed, convenience, and a seamless expe-
                                                                          rience are no longer preferences; they are baseline
                                                                          standards. As the shift toward digital channels in-
                                                                          creases, customers want to resolve their needs with
                                                                          less effort and through more transparent processes.
                                                                          At this point, assistance services are no longer just
                                                                          a support mechanism; they have become a strategic
                                                                          component of the experience that directly influences
                                                                          the perceived value of insurance products.

          Thanks to            How has the assistance sector been         Today, sales and customer experience are not two
        the platforms          transforming in recent years?              separate domains; they are designed and managed
        developed by           The assistance sector has been undergoing a dynam-  together. There must be strong alignment between
                                                                          the promise made during the sales process and the
         our in-house          ic and multi-layered transformation in recent years.   experience delivered on the operational side. Other-
     software team, we         As customer expectations evolve rapidly, the con-  wise, growth cannot be sustainable.
                               cepts of technology and experience are reshaping
     manage assistance         the way we operate. At AXA Partners, we approach   For this reason, we design our sales approach not

       processes end-          this transformation not merely as followers, but   only around volume but also around experience. In
                               from a perspective that actively shapes it.
        to-end across                                                     the solutions we develop together with our business
                                                                          partners, we plan the customer journey from the
     various areas such        Organizational agility, performance orientation,  very beginning and place integration, speed, and
      as motor, health,        and differentiation are among our key strategic pri-  transparency at the center of the process. Our goal
                               orities.  In  Türkiye,  we  strongly  integrate this  ap-
                                                                          is not merely to generate more business, but to build
      home, and travel.        proach into both our commercial perspective and  a growth model that creates measurable satisfac-
                               our business models.                       tion and supports long-term, strong partnerships.
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