Page 22 - Turkinsurance Digital Magazine

22 insurance outlook

In 2025, the sector’s total premium

production reached TRY 1.222 trillion

Total premium production across all lines increased by 45.82% to TRY 1.222 trillion.

The highest growth in premium production continued to be recorded in life insurance
with 79% and in health insurance with 55%

According to the data announced by the Insurance Association of “The top 3 companies with the highest pre-
Türkiye (TSB) at the end of December 2025, total premium pro-
duction in the insurance sector increased by 45.82% compared to mium production accounted for 29.47% of
the end of 2024, reaching TRY 1 trillion 222 billion. During this total premium production, while the top 5
period, premium production in non-life branches rose by 41.33%
to TRY 1 trillion 44 billion, while premium production in the life companies accounted for 41.04%”
branch increased by 79.05% to TRY 178 billion 877 million.
As of the end of December 2025, in the overall premium produc-
At the end of 2025, the branch with the highest premium produc- tion ranking across both life and non-life branches, Türkiye Sigorta
tion was liability insurance—comprising motor, aviation, marine, A.Ş. maintained its leading position with TRY 147 billion 117 mil-
and general liability lines—which accounted for 27.28% of the lion in premium production and a market share of 12.03%. Allianz
sector’s total premium production. During this period, the health Sigorta ranked second with TRY 115 billion 384 million in premi-
branch ranked second with a 17.32% share, followed by the life um production and a 9.43% market share, while Anadolu Anonim
branch with 14.63%. The fire and natural disasters branch held Türk Sigorta Şirketi retained third place with TRY 97 billion 883
a 13.59% share, while motor insurance accounted for 12.97%, million and an 8% market share. AXA Sigorta ranked fourth with
general damages for 9.17%, accident for 1.89%, and transport TRY 90 billion 254 million in premium production and a 7.38%
for 1.02%. market share, followed by Sompo Sigorta in fifth place with TRY
51 billion 302 million and a 4.19% market share. During this pe-
At year-end, as in the previous period, the highest increase in pre- riod, the top 3 companies accounted for 29.47% of total premium
mium production was recorded in the life branch. The growth in production, while the top 5 companies represented 41.04%.
this branch reached 79.05% compared to the same period of the
previous year, while the health branch ranked second among the At the end of 2025, the companies with the highest premium pro-
fastest-growing lines with a 55.12% increase. During this period, duction in non-life branches were ranked as Türkiye Sigorta, Alli-
premium production increased by 50.01% in general damages, anz Sigorta, Anadolu Anonim Türk Sigorta Şirketi, AXA Sigor-
40.34% in liability lines, 35.94% in fire and natural disasters, ta, and Sompo Sigorta. In life insurance premium production, the
30.76% in motor insurance, 27.69% in accident, and 20.63% in ranking continued with Türkiye Hayat ve Emeklilik, AgeSA Hayat
transport. ve Emeklilik, Viennalife Emeklilik ve Hayat, Anadolu Hayat Eme-
klilik, and Garanti BBVA Emeklilik ve Hayat.
Shares of Branches in Total Premium Annual Premium Production Growth Rates
Production, 2025 Q4 by Branch , 2025 Q4(%)

2.13% 1.89% 1.02%
79.05%
9.17%
27.28% 55.12% 50.01%
12.97% 47.35% 41.33% 40.34%
35.94%
30.76% 27.69%
13.59% 17.32% 20.63%

14.63%

GENERAL DAMAGES
LIABILITY INSURANCE OTHER
HEALTH INSURANCE LIFE TOTAL NON-LIFE TOTAL ACCIDENT
LIFE INSURANCE HEALTH INSURANCE LIABILITY INSURANCE MOTOR INSURANCE TRANSPORTATION
FIRE AND NATURAL DISASTERS FIRE AND NATURAL DISASTERS
MOTOR INSURANCE
GENERAL DAMAGES
OTHER
ACCIDENT
TRANSPORTATION