Page 13 - Turkinsurance Digital Magazine

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“As we prepare to celebrate our 30th anniversary, we have children. We continue to brighten the future of children at our
brought hope to 3.2 million children with the support of over 74 activity points in 26 provinces. With the responsibility we
100,000 volunteers.” assumed after the 1999 earthquake and subsequent disasters, we
acted on the principle that education should not be interrupted.
TEGV General Manager Sait Tosyalı, providing information With our previous experience and widespread volunteer network,
about TEGV’s efforts in the earthquake-affected regions, stated we quickly organized after the February 6th earthquake
the following: “With the principle of ‘One Child Changes, and established 15 Container Cities in Adıyaman, Hatay,
Turkey Develops,’ we offer quality education support to primary Kahramanmaraş, and Malatya with the support of our sponsors,
school-aged children to help them grow up with contemporary as well as Learning Units in Gaziantep and Diyarbakır. We
and universal values, loyal to the Republic. As we prepare to added 9 new ‘Fireflies’ to our fleet. Through social-emotional
celebrate our 30th anniversary, with the support of more than activities, we contributed to the recovery processes of 44,000
100,000 volunteers, we have brought hope to 3.2 million children.”

Türkiye Hayat Emeklilik stands out with its variety of funds

sector in the near future.” own risk profiles.”

Interest in funds that provide returns Participants who join the pension
to investors while preserving the value system earlier receive more
of savings has also begun to increase. contributions at retirement
Özer, noting that fund selection is compared to those who join later
directly related to the investor’s
character and age, offered the following Emphasizing that retirement funds
advice to participants: “If you are a should not be seen as a short-term
risk-loving investor or if you are young, investment, Özer also highlighted
you may prefer funds with a higher risk that participants who start saving
level. However, if you are someone who and accumulating funds at a younger
doesn’t prefer taking much risk or are age can receive more contributions at
a bit older, you might prefer funds with retirement compared to those who join
comparatively lower risk. An important the system later.
Türkiye Hayat Emeklilik stands out point to consider when distributing
with its variety of funds, offering a funds is to use diversification methods, In 2025, mixed and variable fund
model portfolio that allows participants investing in different asset groups, types will stand out
to make choices according to their risk rather than putting all your savings into
profiles. Gürol Sami Özer, Director a single fund.” Özer, who shared that in recent
of Fund Management and Economic years, stock and gold funds have
Research at Türkiye Hayat Emeklilik, Lifecycle funds are available only at drawn attention in terms of returns,
shared insights on the importance of Türkiye Hayat Emeklilik! also expressed an expectation that
fund diversification, key funds to watch sustainability-themed stock funds will
in terms of returns, and expectations for Özer, who highlighted the lifecycle stand out positively. He spoke about
2025 while discussing fund distribution. funds available only at Türkiye Hayat his predictions for the upcoming year
Emeklilik and shared that they stand as follows: “In 2025, we believe that
Gürol Sami Özer, Director of Fund out with their extensive communication mixed and variable fund types, which
Management and Economic Research network with all participants, said: are based on multi-asset funds, will
at Türkiye Hayat Emeklilik, stated that “Lifecycle funds make investments by stand out in terms of managing existing
the company stands out significantly establishing a relationship between the risks and opportunities. The steps taken
in terms of fund diversity, with 49 participant’s age and the fund’s risk. by major central banks around the
retirement investment funds. He added, This provides an option for participants world to combat inflation through tight
“We continue to create funds that cover who cannot track the markets or do monetary policies have reached their
the investment themes of the future not wish to make regular fund changes. conclusion, and policy interest rates
for our participants. For example, our Additionally, our FonaSor app offers have started to be gradually reduced.
‘Participation Mixed Fund’ is not only fund mix suggestions by considering We believe that these interest rate
the sector’s first interest-free mixed various criteria such as participants’ cuts will continue in 2025. For this
fund but also a retirement fund that risk profiles, ages, and rights to change reason, we anticipate that capital flows
includes foreign stocks in compliance fund allocations. Whether they are from developed countries to emerging
with participation finance principles. We participants or not, all individuals can markets, such as Turkey, will accelerate
also aim to complete the establishment visit our website and review our model in the coming year, and this capital will
of our retirement investment fund that portfolio on the Economic Research largely flow into stock markets.”
will invest in the agriculture and food page, making selections based on their