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Ray Sigorta Makes a Difference with
Its LimitsizİMM Product (Unlimited
Third-Party Liability Insurance [İMM])

needs from the field and claim dynamics, Ray Sigorta pro-
vides its customers with comprehensive protection against
financial risks. The “unlimited” approach, which aims to re-
duce the risk of İMM coverage becoming insufficient in the
face of rising costs during the policy term, offers a stronger
Rising claim costs in the motor line are making the pro- safeguard framework against third-party losses.
tection provided within the coverage limits of compulsory
motor third-party liability insurance increasingly critical. “We offer a framework that strengthens risk transfer for
With its “LimitsizİMM” (Unlimited Third-Party Liability our customers.”
Insurance [İMM]) option, Ray Sigorta strengthens optional
financial liability coverage and offers customers unlimited Koray Erdoğan, CEO of Ray Sigorta, commented on the
protection. positioning of LimitsizİMM (Unlimited Third-Party Lia-
bility Insurance [İMM]) as follows: “In this period when
Rising vehicle values, along with increasing spare parts and costs in the motor line are changing rapidly, the legal lim-
repair costs, are significantly driving up claim amounts in its of compulsory motor third-party liability insurance may
the motor line, making the need for additional protection not be sufficient in certain claim scenarios.
more evident in cases where compulsory motor third-par-
ty liability insurance limits are exceeded. In medium- and This creates a significant area of uncertainty for policyholders
large-scale accidents, exceeding these limits can increase due to both high compensation amounts and legal process-
uncertainty for policyholders due to high compensation es. With the LimitsizİMM option we have introduced at Ray
amounts and legal processes. At this point, Optional Finan- Sigorta, we aim to make risk transfer more effective for our
cial Liability (İhtiyari Mali Mesuliyet [İMM]) is positioned customers by strengthening İMM coverage with an ‘unlimit-
as a complementary safeguard that comes into effect for ed’ approach. Whether added to a motor own damage (kasko)
third-party losses exceeding compulsory traffic insurance policy or preferred as a standalone policy, LimitsizİMM of-
limits, thereby reducing the insured’s financial risk. fers a stronger safeguard framework that reduces the finan-
cial burden arising from third-party losses. We believe this
With its LimitsizİMM (Unlimited Third-Party Liability In- approach will also help our business partners present a clear-
surance [İMM]) option, developed by taking into account er and stronger value proposition to their customers.”

HDI Sigorta in Within the scope of its sports Sahada” project, on-field ac- rate responsibility” Within the
the Field sponsorship activities, HDI tivities aimed at increasing fan scope of the project, HDI Sig-
Sigorta accompanies the ex-
engagement are carried out at orta stood united at the match
citement of matches with the matches of the teams spon- of the Galatasaray HDI Sig-
on-field activities through sored by HDI Sigorta. Within orta Men’s Volleyball Team,
its “HDI Sigorta Sahada” the scope of the project, HDI which it sponsors, held on Sun-
project, implemented at the Sigorta has formed a special day, February 1, at the Bur-
competitions of the teams it team to be present on the field han Felek Vestel Volleyball
sponsors. A team specially during home matches of the Hall. In the HDI Stand, where
formed by HDI Sigorta brings teams it sponsors. The team, HDI Sigorta General Manag-
the brand’s energy to the fields consisting of animators and
through competition concepts, mascots, shares fans’ passion er Firuzan İşcan, along with
interactive applications, and for sports through competition HDI Sigorta employees and
entertaining activities that en- concepts, interactive applica- their relatives, were present,
courage crowd participation. tions, and entertaining activi- the brand’s energy was car-
ties that encourage crowd par- ried into the stands. Winning
HDI Sigorta has launched a ticipation. the match, the Galatasaray
new project within the scope HDI Sigorta Men’s Volleyball
of its sponsorship activities. “We see standing by Turkish Team crowned the on-court
Through the “HDI Sigorta sports and athletes as a corpo- enthusiasm with victory.