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Türkiye Sigorta and Türkiye Hayat Emeklilik Achieve a
Record Net Profit of TL 35 Billion

92 billion higher than that of the nearest payment convenience to our citizens, we
competitor. We doubled our life insur- continue our 12-installment practice for
ance premium production, achieving pre- individual motor own damage, health,
miums of TL 29.3 billion. With all these and home insurance.”
achievements, we are pleased to main-
tain our leadership across all branches. “We increased our catastrophe pro-
Compared to the overall sector, one out tection from USD 1.8 billion to USD
Türkiye Sigorta and Türkiye Hayat Eme- of every five policies in the fire insurance 2.4 billion”
klilik maintained their steady growth in branch is under the coverage of Türkiye Stating that they are aware of the nat-
2025, achieving a record profitability Sigorta. In addition, the number of in- ural disaster risks in the country and
of TL 35 billion. The two companies in- sured customers in individual products have increased their protection capacity
creased their market value from approxi- such as health and motor own damage accordingly, Taha Çakmak said: “We
mately USD 900 million in 2020 to USD (kasko) insurance continues to increase are aware of our country’s catastrophic
5.8 billion as of the end of 2025. day by day. As of year-end, we exceeded risks, and by conducting the necessary
1 million policies in health insurance and risk analyses, we provide protection for
In 2025, Türkiye Sigorta and Türkiye approached 1 million policies in motor our country and our people. With our
Hayat Emeklilik further strengthened own damage insurance.” strong reinsurance capacity, we once
their leadership in the sector through again made our mark in 2025 with re-
a customer-oriented approach, an ex- “We are making insurance more ac- cord production and profitability in the
tensive service network, and innovative cessible for everyone with a pricing corporate and commercial segments.
products. Established in September policy below inflation” While our catastrophe protection capac-
2020 by the Türkiye Wealth Fund (Tür- Stating that they have adopted a pricing ity stood at USD 1.8 billion in 2025, it
kiye Varlık Fonu) with an investment of policy below inflation in line with their has reached USD 2.4 billion this year.
USD 900 million, Türkiye Sigorta and goal of making insurance accessible to Our reinsurance capacity in fire insur-
Türkiye Hayat Emeklilik reached a mar- everyone, Taha Çakmak continued as fol- ance is USD 190 million, while our re-
ket value of USD 5.8 billion at the end of lows: “In 2025, as Türkiye Sigorta, we insurance capacity in construction insur-
five years, becoming pioneers in the life launched campaigns supporting our poli- ance is at the level of USD 138 million.”
and non-life insurance sectors. cyholders’ budgets and offering payment
convenience through our 12-installment “We made a difference by delivering
“We grew by uniting, and by growing, at cash price and discount applications strong returns to our participants”
we succeeded throughout our five- for motor own damage (kasko), home Also commenting on the financial perfor-
year journey” (konut), and health insurance. On the mance of Türkiye Hayat Emeklilik, Çak-
Stating that, in addition to sustainable Türkiye Hayat Emeklilik side, we sup- mak stated: “As of year-end, by reaching
financial success, they aim to facilitate ported our participants’ savings with ad- a fund size of approximately USD 11.5
access to insurance and increase the ditional benefit campaigns of up to TL billion, we provided resources to our
number of insured individuals through 20,000. Through these campaigns, we country’s economy and contributed to
need-oriented products, Türkiye Sigorta not only provide payment convenience savings. While the sector’s average fund
General Manager Taha Çakmak made but also demonstrate an approach that return was 58% in 2025, we delivered
the following remarks: “As Türkiye Sig- makes our customers’ lives easier and re- an average return of 65% to our partici-
orta, throughout our five-year journey, flects our social responsibility.” pants, achieving returns above the sector
we have taken our inspiration from our average.”
country, just like our name, and summa- “We are continuing with 2025 prices
rized this journey with five concepts: Uni- in individual motor own damage and Emphasizing that they also stand out
fication, Growth, Success, Togetherness, health insurance in the first quarter” through the diversity of investment in-
and One Step Beyond… We grew by unit- Taha Çakmak emphasized that there struments offered to participants, in ad-
ing; by growing, we succeeded together. would be no price increases in the first dition to fund size and fund returns, Çak-
By completing 2025 with a strong clos- quarter, stating: “Among our individu- mak said: “From gold to equities, and
ing, we both broke our own records and al products, in the motor own damage from lease certificates to agriculture and
delivered a performance above the sector (kasko) and health product group, we food pension investment funds, we enrich
average. In the non-life insurance sec- have decided to proceed with 2025 prices the fund portfolios we offer to our par-
tor, we generated premium production without implementing any price increas- ticipants with innovative themes through
of TL 147.1 billion, creating a premi- es in the first quarter of 2026, in order to a wide range of funds. With 48 funds
um gap of approximately TL 32 billion facilitate accessibility and availability of suitable for every investment profile and
compared to our closest competitor. In insurance by taking our customers’ needs fund sizes ranging from TL 10 million
terms of BES fund size, we reached TL and expectations into account. In addi- to TL 100 billion, we have the broadest
494.1 billion, achieving a fund size TL tion, in line with our goal of providing fund range in the sector.”