Page 31 - Turkinsurance Digital Magazine

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In the Individual Pension System (BES), the total fund

amount of participants exceeded TRY 1.520 trillion in
the first seven months of 2025. In the first six months

of the year, precious metals funds ranked as the top-
performing fund group with a return rate of 37.94%,

while money market funds had the highest occupancy
rate among all fund groups.

As of the end of the first seven months of 2025, the total fund 12.33%, and equity funds with a return rate of 3.47%.
size of participants in the Individual Pension System rose to TRY
1.520 trillion. In the first half of the year, the fund groups with When we examine the monthly occupancy rates of precious met-
the highest returns in order were: precious metals, money mar- als funds, which had the highest return rate, we observe the fol-
ket, debt instruments, fund basket, participation, mixed & flexi- lowing: 11.85% in January, 12.24% in February, 12.49% in
ble, and equity funds. March, 12.85% in April, 12.85% in May, and 12.99% in June.

Highest Return Rate Achieved by Precious Metals Funds Money Market Funds Delivered a 24.51% Return

Individual pension funds, which aim to generate long-term gains In the first half of 2025, money market funds provided partic-
for investors, delivered the highest performance in the first half ipants with a return of 24.51%, making them the second high-
of the year through precious metals funds, with a return rate of est-returning fund group for the period. The monthly occupancy
37.94%. Money market funds followed with 24.51%, debt in- rates of these funds, which yielded a 24.51% return, were as
struments funds with 17.29%, fund basket funds with 15.97%, follows: 10.79% in January, 11.86% in February, 12.21% in
participation funds with 14.89%, mixed & flexible funds with March, 13.34% in April, 15.05% in May, and 16.10% in June.

Monthly Return Rates of Fund Groups for the Year 2025 (%)

FUND June May April March February January

Mixed & Flexible Funds 7,84 3,99 -1,48 -2,02 -0,48 4,26

Fixed Income Securities 4,67 3,52 2,12 0,35 2,07 3,49

Fund of Funds 6,68 3,99 -0,17 0,77 -0,36 4,29
Equity 10,56 1,19 -6,43 -1,16 -3,15 3,27

Participation Funds 5,20 1,64 1,06 4,04 0,26 1,93

Precious Metals 1,17 0,94 8,66 10,66 7,12 4,87

Money Market 3,59 4,44 4,12 2,58 2,91 4,72