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       Taylan Türkölmez: “BES is Growing Stronger”           introduces employer contributions, creating a strong framework
                                                             that ensures employees remain in the system until retirement.
       Vice  President  Taylan  Türkölmez  emphasized  that  the  21-  This means that income loss during retirement will decrease, and
       year success of the Private Pension System (BES) stems from  savings will grow further. As a sector, we have been working
       its sustainability, stating: “The incentive mechanisms in BES  on this transformation for a long time and have developed the
       enhance trust in the system, facilitating its expansion. With the  necessary  instruments.  We  anticipate  that  the  system  will  be
       advantages it offers, the system provides a well-structured and  implemented by the end of 2025 or early 2026. Additionally,
       secure platform where individual savings are transformed into  we are working on investment fund-backed products that will
       long-term  investments.  As  a  sector,  we  are  working  through  contribute to the development of the life insurance market.”
       collective  wisdom  and  collaboration  to  improve  the  system
       further, continuing to strengthen our country’s savings habits.  Özgür Obalı: “Earthquakes Have Increased Risk Perception
       The total number of participants in the system, including OKS  and Awareness”
       (Automatic Enrollment System), has exceeded 17 million, while
       the total fund size, including OKS and state contributions, has  Insurance Association of Türkiye (TSB) Secretary General Özgür
       reached 1.4 trillion TL. These figures demonstrate both the high  Obalı provided insights into the “Earthquake-Focused Insurance
       level of participation in the system and the strengthening of fund  Reform  Agenda”  prepared  by  the  Association.    Emphasizing
       size.” .                                              that the February 6 earthquakes centered in Kahramanmaraş
                                                             heightened society’s risk perception and awareness regarding
       Erol Öztürkoğlu: “TES Will Be One of the Key Pillars in Re-  natural disasters, Obalı stated: “This situation has particularly
       tirement”                                             led  to  increased  awareness  in  earthquake-related  insurance
                                                             branches. Our Earthquake-Focused Insurance Reform Agenda
       Board Member Erol Öztürkoğlu stated that the most significant  offers solutions that will expand the sector’s impact and enhance
       transformation in the Private Pension System (BES) will come  the  contribution  of  insurance  to  the  national  economy.  We
       with the introduction of the Supplementary Pension System  believe that our reforms can be swiftly implemented through
       (TES), saying: “The Supplementary Pension System (TES)  the synergy created within the ecosystem. Through our reform
       will be one of the key pillars in transitioning to a multi-tiered  agenda, we aim to further strengthen the insurance ecosystem by
       pension structure in Türkiye, just as in developed countries. TES  integrating the new initiatives we have identified into decision-
                                                             makers’ agendas at the appropriate time.”


        Senior Appointment at Bupa Acıbadem Sigorta: Aslıhan Duymaz Appointed as

        General Manager


         Bupa  Acıbadem  Sigorta,  the  only  responsible for pricing and reporting
         insurance  company  specialized  in  at  Aegon  Hayat  ve  Emeklilik  A.Ş.,
         health insurance, has accelerated its  where she played an active role in
         efforts toward achieving its 2030 goals  establishing  the  company’s  actuarial
         with  a  senior-level  appointment.  With  department,  conducting  actuarial
         nearly 25 years of experience, Aslıhan   modeling for international reporting,
         Duymaz has been appointed as the  and contributing to the company’s
         General  Manager  of  Bupa  Acıbadem  BI (Business Intelligence) reporting
         Sigorta.  Having  served  as  Acting  projects.
         General Manager since May, the
         experienced insurance professional will  Between 2012 and 2017, she worked at
         officially assume her role as General  Aon Hewitt Türkiye as an actuary and
         Manager on January 1, 2025.        manager, overseeing pension, financial
                                            services, and insurance services. From
         Aslıhan  Duymaz  holds  a  Bachelor’s  2017  to  2021,  she  was  Director  at
         degree  in  Mathematics  from  Boğaziçi  KPMG Financial Services Advisory,
         University and a Master’s degree in  specializing in consulting and auditing
         Actuarial Science from the University  for the insurance sector. She continued
         of  London,  City.  She  began  her  at KPMG as a Partner from 2022 to
         professional career in 2000 at  2023.
         Commercial Union Hayat A.Ş. Between
         2004  and  2006,  Aslıhan  Duymaz  In April 2023, she joined Bupa Acıbadem
         worked in the Planning Department  Sigorta as Deputy General Manager   General  Manager.  As  of  January  1,
         of  Ak  Emeklilik  A.Ş.,  focusing  on  for Actuarial, Corporate Pricing, Data   2025,  Aslıhan  Duymaz  will  officially
         actuarial  modeling,  budgeting,  and  Analytics, Data Technology Office,   continue her role as General Manager
         commission  reporting.  From  2009  to  Medical  Evaluation,  and  Claims.  In   of Bupa Acıbadem Sigorta.
         2012,  she  served  as  Group  Manager  May 2024, she was appointed Acting
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