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        We Aim to Be Among the Top 10 in the Global Insurance League: Our Goal is to Generate
        10 Trillion TL in Premiums


        Remed  Assistance  held  the  event  “2025  Economic
        Outlook: Possible Impacts on the Insurance Sector and
        Its  Stakeholders,”  addressing  key  topics  concerning  the
        future of the insurance industry. The event, which saw high
        participation from senior executives of insurance companies
        and industry stakeholders, featured Insurance Association of
        Türkiye (TSB) President Uğur Gülen and Economist Murat
        Sağman  sharing  their  forecasts  on  both  the  sector  and  the
        economy.

        Insurance  Association  of  Türkiye  (TSB)  President  Uğur
        Gülen:  “We  aim  to  be  among  the  top  10  in  the  global
        insurance league.”

        Insurance Association of Türkiye (TSB) President Uğur Gülen  “The application areas of artificial intelligence in the
        stated that the sector continues on its path with ambitious  insurance sector are expanding rapidly, but it is not possible
        goals and said: “The primary objective of the insurance  for  this  technology  to  meet  every  need.  AI  can  enhance
        sector is to ensure that no asset remains uninsured and no  efficiency in technical processes such as claims management,
        individual is left without coverage. In line with this vision,  pricing, and file opening and closing. However, in areas that
        we aim to increase the sector’s share in the financial system  require  direct  human  interaction—such  as  communicating
        from 5% to 10% over the next 10 years and reach a premium  with policyholders, providing support, and increasing
        production of 10 trillion TL. Additionally, we plan to raise per  customer  satisfaction—the  role  of  assistance  companies
        capita premium production to the range of 350-400 dollars.  remains indispensable. Being there for policyholders, guiding
        Increasing penetration first to 5% and then to 7% is also  them throughout the process, and reinforcing their sense
        among our top priorities. Raising the ratio of pension funds  of  security  is  only  possible  with  strong  assistance  services.
        to GDP to 20% and increasing the size of BES funds to over  Assistance companies, like agencies, are among the key
        10% of GDP will greatly benefit our sector. “         stakeholders in the sector and provide crucial operational
                                                              support to insurance companies.”
        Highlighting the importance of raising insurance awareness,
        Gülen stated: “While developing new products, we must also  Economist  Murat  Sağman:  “2025  will  be  a  year  where
        better communicate the significance of mandatory insurance  managing risks correctly will be crucial”
        to consumers. When we achieve 100% policy ownership in
        mandatory insurance, we can provide strong security for  Following  the  speech  by  Insurance  Association  of  Türkiye
        our citizens against disasters and accidents. Additionally, I  (TSB) President Uğur Gülen, SAGEM Strateji Danışmanlık
        believe that transitioning to a person-based policy in traffic  Founder and Economist Murat Sağman evaluated global and
        insurance is a major necessity for fair pricing and risk-based  local economic developments.
        assessment.  For  the  insurance  sector  to  strengthen  in  our
        country, consumers need to be educated about insurance,  In his statement, Sağman said: “With Donald Trump being
        fostering  an  insurance  culture.  I  would  like  to  emphasize  re-elected as President of the United States, we have entered
        that one of the key elements in building this awareness is  an  uncertain  and  volatile  period  on  a  global  scale.  Trump
        education.  Collaborations  with  the  Ministry  of  National  is taking an aggressive stance on relations and tariffs with
        Education and the Council of Higher Education to include  China,  Mexico,  and  Canada.  The  25%  tariff  imposed  on
        insurance topics in school curricula will make a significant  Canada  and  Mexico,  along  with  the  10%  tariff  on  China,
        difference.  Furthermore,  I  see  the  establishment  of  the  clearly  demonstrates  this  situation.  All  these  developments
        Türkiye Insurance Platform as an inevitable necessity for the  will continue to impact both the global economy and Türkiye.
        growth and strengthening of our sector.”              Due to both economic slowdown and persistent inflation, we
                                                              have entered a period of stagflation. The year 2025 will be
        Insurance Companies Need Assistance Services          a  critical  one,  requiring  proper  risk  management  at  both
                                                              local and global levels. Recent judicial decisions and political
        Gülen also highlighted the critical role of assistance companies  tensions could overshadow positive expectations in the
        in the insurance sector, stating:                     markets. For this reason, steps that ensure economic stability
                                                              are essential to strengthening the financial system.”
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