Page 16 - Turkinsurance Digital Magazine

16 at a glance

With PratiKasko, GIG Sigorta Aims to Ensure No Vehicle Remains Without Insurance

policy period, unlimited towing services are provided for vehicles up
to 10 years old, while vehicles older than 10 years are entitled to
15 towing and recovery services. The policy also includes roadside
assistance and 4 detailed interior/exterior car washes, addressing
the day-to-day needs of vehicle owners. Thus, policyholders benefit
not only from insurance coverage but also from integrated services
that enhance ease of use.
PratiKasko stands out as an ideal option, particularly for owners
of vehicles aged 0–15, individuals aged 18–75, and users of total
loss vehicles. It is instantly accessible through GIG Sigorta’s
specially authorized agents. Furthermore, the product offers high
commission rates and a simplified sales process for agents—another
key advantage.
GIG Sigorta has launched its new product PratiKasko, designed With PratiKasko, GIG Sigorta introduces a new model of protection
for vehicle owners who, due to financial or other reasons, purchase that is both economical and inclusive, offering a valuable solution
traffic insurance but are unable to obtain a comprehensive motor for drivers who are currently uninsured.
insurance policy. Introduced under the slogan “Let no vehicle
remain without insurance,” the product offers a distinctive solution GIG Sigorta Auto Insurance Group Manager Baki Özer shared the
in the sector with its fixed-premium structure, simplified coverage following remarks about the product:
content, and affordable pricing. PratiKasko differentiates itself
from traditional motor insurance products through its coverage “With our PratiKasko product, we offer coverage of up to 50,000
structure and service approach. The policy includes only the ten most TL for damage to the insured vehicle caused by collisions and
essential coverages, which simplifies pricing and makes it easier up to 1,000,000 TL in Voluntary Third-Party Liability (İhtiyari
for users to access the protection they need directly. Thanks to its Mali Mesuliyet) coverage for damages caused to third parties,
fixed premium model, PratiKasko remains unaffected by economic specifically for customers who are unable to obtain comprehensive
fluctuations and is offered starting from 5,000 TL. motor insurance due to financial reasons or because they do not meet
companies’ risk acceptance criteria. In addition to these, personal
PratiKasko, which is offered in two packages—Platin and Gold— accident, legal protection, incorrect fuel filling, theft of personal
with varying coverage levels, provides budget-friendly solutions. belongings from the vehicle, earthquake, flood, hail, terrorism,
and malicious acts are also covered within the policy limits. While
Within the scope of the product, damage to the insured vehicle designing the product, we did not overlook the services most needed
caused by collisions is covered up to 50,000 TL, while third-party by policyholders. With PratiKasko, we provide towing, recovery,
liability is covered under a 1,000,000 TL Voluntary Third-Party and car wash services, offering our customers an economic and
Liability (İhtiyari Mali Mesuliyet) limit. Additionally, risks such comprehensive insurance solution. Offering all these coverages
as personal accident, legal protection, natural disasters, incorrect and services in a single package with a fixed premium is the most
fuel filling, theft of personal belongings, and malicious acts are also distinguishing feature of our product. Our goal is to be there for our
covered within the policy limits. With PratiKasko, GIG Sigorta policyholders with simple yet effective solutions.”
offers not only coverage but also comprehensive service. During the

Gökhan Özüm Appointed Deputy General Manager Responsible for Partnerships at BNP Paribas
Cardif Türkiye

As of June 10, 2025, Gökhan Özüm has Türkiye liaison office of a U.S.-based
been appointed Deputy General Manager reinsurance group. Özüm first joined BNP
Responsible for Partnerships at BNP Paribas Cardif Türkiye in 2014 as Director
Paribas Cardif Türkiye, a leading insurance of Partnership Strategy and Sales. Between
company in the fields of life insurance 2017 and 2021, he served as Director of
and BES, and a key player in protection Partnerships and Insurance at Fibabanka.
insurance in Türkiye. In February 2021, he rejoined BNP Paribas
Cardif Türkiye.
With over 25 years of experience in the
insurance sector, Gökhan Özüm began his Gökhan Özüm, who has held senior roles in
career in the United States, working as a the areas of Partnerships Channel, Strategy,
consultant for various companies in the and Marketing under the umbrella of BNP
retirement field. After gaining ten years of Paribas Cardif Türkiye, has overseen
experience in this area, he joined Garanti several key functions throughout this period,
Emeklilik in 2006 to lead the Strategic including Value and Change Management,
Planning and Product Development Call Center, Corporate Communications,
Department. In 2013, he established the Marketing, and Corporate Strategy.