Page 23 - Turkinsurance Digital Magazine
P. 23

23





                Technical profit and loss amounts in traffic and motor insurance branches by years (million TL)
                                         TRAFFIC                                MOTOR INSURANCE
       2018 Q1                              (85)                                        162
       2019 Q1                             (378)                                        320
       2020 Q1                               65                                         683
       2021 Q1                              -260                                       655,7
       2022 Q1                             -2,936                                      -1,256



      impact on technical income in the first quarter of 2021, reached a  time. However, in the first quarter of 2021, this situation could not
      total of TL 23 billion 456 million in the non-life branch and TL 5  be sustained and a loss was observed in traffic. In the first quar-
      billion 536 million in the life branch. When we look at the damages  ter of 2022, this loss deepened even more. In the first quarter of
      paid on the basis of branches, we see that 39.1 million TL in the  2021, a technical loss of 260.4 million TL was seen in the traffic
      accident branch, 2.7 billion TL in the sickness-health branch, 3.8  branch. This year, this loss increased to 2.9 billion TL. The damage
      billion TL in the land vehicles branch, 7.6 million TL in the water  in traffic reached 85%. Technical loss was also recorded in the
      vehicles, 59.6 million TL in the transportation branch, 665 in the  motor insurance branch. Recording a loss rate of 41.3% in motor
      fire and natural disasters branch, 5 million TL damage was paid.  insurance, the total technical loss in this branch was 1 billion 256
      While a loss payment of 421.6 million TL was made in the general  million TL. Premiums written off in the motor insurance branch
      losses branch, 4.8 billion TL in the land vehicles liability branch,  were seen as TL 5.8 billion and damages paid were seen as TL 3.8
      7.6 million TL in the watercraft liability branch, 114.5 million TL  billion. In the first quarter of 2021, the profitability in the motor
      in the general liability branch, Claim payments of 8.1 million TL  insurance branch was seen as 655 million 783 thousand TL.
      in the credit branch, 60.5 million TL in the surety branch, 30.8
      million TL in the financial losses branch.              While technical profitability was 523 million 566 thousand TL in
                                                              state-supported agricultural insurances, 258.8 million TL was re-
      Loss deepens in traffic branch                          corded in engineering insurances. The written premiums in agri-

                                                              cultural insurance exceeded 628.7 million TL. When we look at
      Traffic  insurance,  the  locomotive  branch  of  the  sector,  showed   engineering insurance, it is seen that the premiums written have
      technical profit for the first time in 2020 after a long period of   reached 790.6 million TL.




                            Claims paid in life branch by years (million TL)




                                                                                                      1.329
                                                           1.203
                                                                                1.027

                                      763
                637





              2018 Q1               2019 Q1               2020 Q1              2021 Q1               2022 Q1



 Technical profit and loss amounts arising in selected branches as of the periods (TL)
 ACCIDENT  LAND   GENERAL   LAND VEHICLES   TRANSPOR-  FIRE AND NATURAL   DISEASE-  LEGAL   FINANCIAL   AIR VEHICLES   SECURITY  CREDIT  GENERAL
 VEHICLES  DAMAGES  RESPONSIBILITY  TATION  DISASTERS  HEALTH  PROTEC-  LOSSE  RESPONSIBILITY           LIABILITY
                           TION
 2018 1.Ç  221.940.191   162.934.045   98.505.483   -4.706.735  61.806.563   213.623.573   73.725.994   47.144.549   17.441.718   996.000   8.677.316   1.307.552   32.223.883
 2019 1.Ç  288.832.502   320.068.071   181.110.091   -372.093.695  81.723.719   144.642.957   163.175.134   46.569.413   20.339.636   2.667.699   318.988   -13.805.857  36.460.640
 2020 1.Ç  345.127.592   683.017.088   147.843.851   124.109.203   89.242.536   275.382.192   255.660.907   37.453.619   13.938.378   499.676   8.279.406   5.633.391   -39.927.558
 2021 1.Ç  331.937.789   655.783.157   203.280.140   -207.619.543  110.586.110  202.400.814   682.019.970   55.679.170   7.519.872   919.715   11.825.762   -599.743  -83.880.006
 2022 1.Ç  546.539.722   -1.256.159.467  315.301.095   -2.714.951.826  231.118.697  407.835.487   148.868.332   116.628.280   241.062.768   57.890.559   -42.781.357  51.564.380   201.092.672
   18   19   20   21   22   23   24   25   26   27   28