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                                                              Ray Sigorta Met with Its Agents in
                                                              Istanbul


                                                             “Our Goal: To Be the Only Choice That Leaves No
                                                             Coverage Gap”

                                                             Drawing attention to the balanced portfolio structure they have
                                                             established in both motor and non-motor lines, Koray Erdoğan
                                                             stated that, through their innovative products and services, they
                                                             have set eliminating coverage gaps in non-life insurance as
       Ray Sigorta hosted 350 business partners at an event organized  their primary goal. Emphasizing that product differentiation is
       under the slogan “Ray Seninle Farklı” (Ray Is Different with  the key to sustainable success in competition, Erdoğan also in-
       You) at the magnificent Çırağan Sarayı in Istanbul. Stating that  troduced KaskoBLACK for the first time to agents, a product
       they continue to grow steadily above the sector average through  developed for owners of premium-segment vehicles. He stated:
       the strong cooperation they have established with their agents,  “KaskoBLACK offers comprehensive protection that gives ve-
       Koray Erdoğan, CEO of Ray Sigorta, said: “Our agents are the  hicle owners the feeling of ‘coverage under all circumstances,’
       driving force behind our production. As you grow, we grow, and  through its broad protection approach for situations beyond the
       we will continue to grow together with you.”          core exclusions stated in the general terms and conditions of mo-
                                                             tor own damage insurance (kasko).”
       With its customer-focused and innovative vision, Ray Sigorta,
       one of the leading companies in the insurance sector, hosted  Emphasizing that they are the only insurance company in the
       prominent agent representatives from the Istanbul region and  motor segment to eliminate coverage gaps with a 360-degree
       across Türkiye at Çırağan Palace Kempinski in Istanbul. In ad-  approach, Koray Erdoğan made the following remarks: “Prod-
       dition to sectoral evaluations carried out during the event, Ray  uct and service quality have always been our priority. If you want
       Sigorta and its agents shared the joy of spring together at the  to protect yourself from price competition, the way to do so is
       special organization, which was enlivened by distinguished guests  through product differentiation. In a sector where everyone of-
       from the sports world, dance performances, and live music.  fers the same product, price inevitably becomes the only issue.
                                                             That is why we strive to completely differentiate ourselves in this
       In the first session of the two-part event, Koray Erdoğan, CEO  area. At the moment, there is only one insurance company that
       of Ray Sigorta, delivered a comprehensive presentation on the  closes coverage gaps in the motor segment with a 360-degree
       company’s growth performance and future vision. Emphasizing  approach, and that is Ray Sigorta. With our innovative prod-
       that Ray Sigorta has risen to become the 7th largest insurance  ucts such as KaskoBLACK, KaskoFlex, LimitsizİMM (Unlimit-
       company in Türkiye without relying on the bancassurance chan-  ed Increased Motor Third-Party Liability Coverage), and Trafik
       nel, Erdoğan noted that the company has built a strong business  Tamamlayıcı Sorumluluk Sigortası (Motor Third-Party Liabil-
       partner  network  with  approximately  3,000  agents  across  the  ity Complementary Insurance), we offer a flexible and compre-
       country. He stated that the foundation of the company’s success  hensive portfolio tailored to the needs of every customer. We
       lies in the synergy established with its agents.      will continue to expand our broad product range—from health
                                                             and travel to home insurance and cybersecurity—with new solu-
       “2025 Was the Best Year in the History of Ray Sigorta”  tions. Our ultimate goal is to reach a position where our business
                                                             partners and customers can say, ‘Ray Sigorta is enough for us.’”
       Koray Erdoğan stated in his speech: “We closed 2025 in 7th
       place. It was the best ranking in the 68-year history of Ray Sig-  National Excitement and the Enthusiasm of the World
       orta.  Hopefully,  we  will  carry  this  achievement  even  further.  Cup Took Center Stage
       We reached 2.44 million customers and 3.71 million policies.
       Although our overall ranking is 7th, we hold much stronger po-  In the second session of the event, former national football play-
       sitions in core business lines: 6th in fire insurance, 5th in ma-  er and commentator Nihat Kahveci, sports commentator Fuat
       rine insurance, and 4th in general liability. These figures are the  Akdağ, Gökhan Özoğuz, lead vocalist of the band Athena, and
       clearest indicators that we conduct the insurance business with a  Koray Erdoğan, CEO of Ray Sigorta, evaluated Ray Sigorta’s
       qualified and value-added approach.                   role as the Official Main Sponsor of the Turkish National Teams
                                                             and held an engaging discussion about the National Team’s jour-
       Ray Sigorta has reached this point through tremendous effort  ney at the World Cup to be held in the United States. In addition,
       and dedication. Our agents—you—are the driving force behind  personalized Turkish National Team jerseys created through a
       our production. As you grow, we grow, and we will continue to  QR code application were presented as gifts to the agent repre-
       grow together with you. At the moment, everyone in the sector  sentatives attending the event.
       has a tremendous appetite. They reach out to you because they
       need you, whereas we see being by your side whenever you need  Following the sessions, the event concluded with a gala dinner
       us as our top priority. We demonstrated this approach during the  and a special live music performance held against the unique
       pandemic, the earthquake disaster period, and times of crisis,  Bosphorus view of Çırağan Palace Kempinski.
       and we will continue to do so.”
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